Can you get financing through a dealer to get the rebates and then immediately refinance through another lender?
I've heard horror stories about financing through a dealer, but my local Kia dealership has great rebates and bonus cash. I can only get these incentives if I finance through them. That said, the rate they're offering me is a bit high (4.99%) compared to my local credit union (2.99%). Can I finance through the dealer to get the incentives and then immediately go to another lender?