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Can you get denied for home insurance because you've never owned a home before?

I just got denied for home insurance. The reason they cited is that I've never owned a home before. Can an insurance company do this?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Home insurance companies may deny your approval for any reason they see fit. It could be an underwriting issue or that they perceive you as a risk.
As a result, the best place to start looking for insurance is with your
car insurance
company.
Typically, they’ll offer discounts for
bundling your policies
. They’ll also be more likely to accept you as a customer, regardless of whether or not you’ve ever owned a home, because they already have a relationship with you.
If that isn’t an option, you can request quotes online with various companies or use the free
Jerry
app. Jerry is a licensed broker that collects quotes from the top insurance companies and delivers the best deals to your phone.
Don’t worry; you will have insurance, so you can enjoy life in your new home worry free.”
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