Can you get denied for home insurance because you've never owned a home before?

I just got denied for home insurance. The reason they cited is that I've never owned a home before. Can an insurance company do this?

Answer
“Home insurance companies may deny your approval for any reason they see fit. It could be an underwriting issue or that they perceive you as a risk.
As a result, the best place to start looking for insurance is with your car insurance company.
Typically, they’ll offer discounts for bundling your policies. They’ll also be more likely to accept you as a customer, regardless of whether or not you’ve ever owned a home, because they already have a relationship with you.
If that isn’t an option, you can request quotes online with various companies or use the free Jerry app. Jerry is a licensed broker that collects quotes from the top insurance companies and delivers the best deals to your phone.
Don’t worry; you will have insurance, so you can enjoy life in your new home worry free.”
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Eric Schad
Answered on Aug 17, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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