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Can you get car insurance on a self-driving car?
I'm curious how insurance rates work on a self-driving car. Would they be higher or lower than with a standard vehicle?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s a really interesting question. As self-driving cars are still considered new technology, it’s difficult to say how
car insurance
rates will work with them. To start with, we can assume that rates will still include the factors that insurance companies normally look at, like:
- Age
- Location
- Driving history
- Type of car
- Claims history
However, the pool of data available to insurance companies for self-driving cars is small. Insurance companies will assume a self-driving car is a high risk to insure until proven otherwise, meaning the rate will be higher than a standard car.
In all likelihood, only some insurance companies will write policies for self-driving vehicles. If you purchase a vehicle with a self-driving feature, you may only have one or two insurance companies available until the technology ages.
If you’d like help finding car insurance for a vehicle you currently own, use
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and even helps you cancel your old policy. And the best part–Jerry does all of this for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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