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Can you drive a car home without insurance?
I just saved up enough money to buy myself a Subaru Outback—but *just* enough. I’d have enough to set up a car insurance policy after my next paycheck, and I figured there’s no harm in waiting two weeks or a month. So, can you drive a car home without insurance?
Bellina Gaskey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on meeting your savings goal! While you may be tempted to run out and get the car as soon as possible, it’s ill-advised—not to mention illegal in 48 states—to even drive the car home without having an
auto insurance
policy in place.In all but two states, car insurance is a requirement for all drivers at all times.
In addition, many dealers and lenders won’t even let you drive off the lot without showing
proof of insurance
. After all, you could get into a costly collision at any time, whether it’s your first or hundredth day driving the vehicle. If you’re worried about affordability, you can always purchase the minimum insurance your state allows, which is usually some form of
liability insurance
and add other coverage later.You can find a great policy at a competitive price in minutes using
Jerry
. Sign-up only takes 45 seconds, and you’ll be presented with dozens of quotes from providers like Nationwide, Geico, Safeco, and more. The average Jerry user saves $887 a year on car insurance!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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