I purchased my home last year. I have to have home insurance per my lender, but I’m not entirely happy with my current policy. Could I change home insurance companies?
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the purchase! The good news is you can change home insurance companies.
There is no rule in insurance that you have to stay with the same provider when you start a policy. Experts even recommend reviewing your other options every policy renewal to ensure you have the best coverage at the lowest rate.
Since you’re unhappy with your current policy, take the time to look at other providers in your area. Most insurers offer
, you may want to consider requesting a home insurance quote from them. Most insurers offer bundling discounts, so you could save additional money with a company you already have.
That said, you’ll want to review your policy’s terms and conditions before changing your home insurance. Some providers charge cancellation fees or require advance notice of your desire to cancel. You can find out more information by contacting your provider.
Finally, an easy way to change insurance companies is with
. Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and can even assist you in canceling your old policy.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.