Can you change car insurance companies at any time?

I decided to look into quotes with other insurance companies and found a better rate. My current policy just renewed. Do I have to wait to switch or can I switch companies at any time?

Answer
“Before you decide to switch to a new car insurance company, you’ll want to read over your policy terms and conditions. While most insurance companies allow you to cancel at any time, some charge cancellation fees.
If your insurance company charges a cancellation fee, compare the cost of the fee versus how much you’ll save on your insurance. If you’re going to be saving more than the cost of the fee, you should still switch. To avoid a lapse of insurance, be sure you start your new policy before you cancel your old one.
Apart from this, you shouldn’t have any restrictions on switching car insurance companies. Most experts recommend requesting car insurance quotes with different carriers every six to 12 months to confirm you’re getting the best rate.
And to make the process even easier, sign up with the Jerry app in just minutes and compare quotes from over 50 different companies so you always get the best rate possible.”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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