Services
Insurance
Loans
Repairs
Advice
About

Can you change car insurance companies at any time?

I decided to look into quotes with other insurance companies and found a better rate. My current policy just renewed. Do I have to wait to switch or can I switch companies at any time?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Before you decide to switch to a new
car insurance company
, you’ll want to read over your policy terms and conditions. While most insurance companies allow you to cancel at any time, some charge cancellation fees.
If your insurance company charges a cancellation fee, compare the cost of the fee versus how much you’ll save on your insurance. If you’re going to be saving more than the cost of the fee, you should still switch. To avoid a lapse of insurance, be sure you start your new policy before you cancel your old one.
Apart from this, you shouldn’t have any restrictions on switching car insurance companies. Most experts recommend requesting
car insurance quotes
with different carriers every six to 12 months to confirm you’re getting the best rate.
And to make the process even easier, sign up with the
Jerry
app in just minutes and compare quotes from over 50 different companies so you always get the best rate possible.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings