Can traffic police ask me for proof of insurance during a routine stop in North Carolina?

Can traffic cops stop me and ask for my car insurance? If I get pulled over in North Carolina, for example, is this a possibility I should prepare for?

Answer
“Yes, police officers, including traffic police, can ask for your proof of insurance when driving.
Driving without liability coverage is illegal and classified as a misdemeanor offense in North Carolina, as well as many other states.
To avoid penalties or tickets, keep proof of insurance handy in your vehicle. Also, make sure you meet the state minimum car insurance requirements in North Carolina, including:
  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $30,000 uninsured motorist coverage per person
  • $60,000 uninsured motorist coverage per accident
  • $25,000 uninsured motorist property damage coverage per accident”
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Sophie Newman
Answered on Jul 20, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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