Can someone still sue me if I have car insurance?

Does my insurance provide any legal protection? I live in Oklahoma and I'm wondering if someone could still take me to court if I have car insurance in an accident.

Answer provided by
Sophie Newman
Answered on Jul 20, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Even if you have car insurance, you can still be pursued for personal damages if you’re at fault in an accident in Oklahoma.
If you live in a no-fault state, which require drivers to carry personal injury protection, you likely won’t be sued unless the injuries are deemed severe in the legal definition of the word.
In a majority of cases, your car insurance company will pay for a lawyer if you’re sued, but it’s all dependent on the terms of your car insurance policy and the interpretation of your insurer.”

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