Can roommates split renters insurance?

Answered by Home Insurance, Car Insurance Expert Alexah on February 4, 2021

I'm about to move into an apartment that will be shared with a roommate. Can we split renters insurance?

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Alexah

Home Insurance, Car Insurance Expert

Roommates can split renters insurance as long as both people are listed on the policy as a named insured. If there are residents living in the home but not listed on the policy, they may not be covered under the renters insurance if there is ever a loss or a claim made.

For more information on this topic, check out this article: How to Decide if You Should Share Renters Insurance with a Roommate.


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