Can one ticket raise my car insurance rate?

I got a speeding ticket last month and my insurance is set to renew next month. I have a clean driving record apart from this ticket. Will my rate increase?

Answer
“Although you previously had a clean driving record, your car insurance rate could still increase due to a speeding ticket. Moving violations are one of the major factors of determining your rates and your risk, so even one ticket could have a profound impact. On average, car insurance rates can rise between 22% to 30% for a single ticket.
Since your policy is set to renew next month, your insurance will provide you with a policy premium that reflects your speeding ticket. Should your rate increase, you may still be able to find affordable car insurance by searching car insurance quotes online.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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