Can one ticket raise my car insurance rate?

I got a speeding ticket last month and my insurance is set to renew next month. I have a clean driving record apart from this ticket. Will my rate increase?

“Although you previously had a clean driving record, your car insurance rate could still increase due to a speeding ticket. Moving violations are one of the major factors of determining your rates and your risk, so even one ticket could have a profound impact. On average, car insurance rates can rise between 22% to 30% for a single ticket.
Since your policy is set to renew next month, your insurance will provide you with a policy premium that reflects your speeding ticket. Should your rate increase, you may still be able to find affordable car insurance by searching car insurance quotes online.”
Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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