If your vehicles are eligible, you will still need to ask for the coverage to be added. New car replacement insurance is optional, so it won’t be added to your policy unless you ask. You’ll also want to confirm that the conditions of the coverage are what you’re looking for.
Every carrier has different names for their additional coverages and services. You’ll want to make sure that the coverage you’re adding on meets the expectations that you have.
If you’re unsure, you can reach out to the insurance company directly. An agent will be able to describe the coverages that are available and find you the insurance you need.
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