Can my sister, who is not on my insurance, drive my Mazda3?

Will my sister be covered under my insurance if she visits for awhile and borrows my car? My sister is going to be visiting from out of town for a few months and I want her to be able to use my car.

Answer provided by
Sophie Newman
Answered on Jul 03, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
Car insurance typically follows the car, so if your car is insured, your sister will have at least some level of coverage if she gets in an accident.
That said, you may want to consider your own liability. For example, if your sister gets in an accident in which she’s at fault, your insurance is going to be the one paying out and your premiums will likely increase as a result.
Your sister can also get non owners car insurance, which will offer her additional coverage and potentially save you money.”

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