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Can my significant other cosign for a car loan?

Can my boyfriend cosign for my loan? I have terrible credit, but my boyfriend has great credit. I need a car badly and I can't pay cash for one.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Anyone can cosign for a
car loan
 provided they have:
  • good credit
  • a decent debt-to-income ratio
  • proof of income.
While most experts will contend that a significant other cosigning can lead to problems if you break up, nothing is stopping you.
If you can find a family member to cosign, that’s probably the better move.
If you do have your boyfriend cosign on for your
new car
, just be sure you can trust your partner before signing on the dotted line!
Also remember to insure your new car. The free
Jerry
 app can provide you with competitive quotes from the top 45 companies in under a minute.”
MORE:
What is a Car Lien?
Bad CreditCar LoanCar LoansCosigners
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