Can my parents temporarily add me to their insurance so I can use their car for a weekend road trip?

I'm 22 years old and I want to go on a road trip for a weekend using my parents' car. Do my parents need to temporarily add me to their policy for this one-time trip?

Answer provided by
Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you’re only taking your parents’ car this one time with their permission, they probably don’t need to add you to their car insurance. However, if you borrowing the car is an ongoing situation, you should probably have one of your parents add you to their policy.
Car insurance companies rarely add “”temporary”” drivers, so depending on how often you borrow the vehicle, you’ll have to decide if you need insurance. But again, if this truly is a one-time trip, there shouldn’t be a problem.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies