It is possible for your mom to take over your car payments, but she’ll have to go through an approval process with your lender to make sure that she qualifies for the loan. This means that she’ll need to provide an adequate credit score and debt-to-income ratio in order to take over the loan.
If your mom is approved to take over your loan, make sure that she reads over the contract, since the terms and payment due dates will remain the same. Then, she’ll need to file the loan paperwork with your lender in order to legally take responsibility for the loan.