Can my live-in partner’s renters insurance cover my belongings?

Answered by Home Insurance, Car Insurance Expert Alexah on April 7, 2021

"I'm moving in with my partner soon. He told me to get my own renters insurance for my property, but I was thinking, can't he just take out a larger renters policy to cover my things as well? And then we could split the bill. Or would this be considered fraud? "

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Home Insurance, Car Insurance Expert

“There are some insurance companies that will allow customers to name another person on their renters policy so that this person’s belongings will also be covered. But in most cases, you may be required to obtain your own policy since you are not your partner’s spouse or immediate family member. It all depends on the underwriting guidelines of your partner’s insurance company. “

Renters Insurance

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