Can my landlord force me to buy renters insurance if I never signed a lease?

"I live in a small apartment above a store. I never signed a lease agreement; my landlord and I just made a verbal agreement that I would pay rent on the first day of each month. Now my landlord is demanding that I buy renters insurance. Can she make this demand if I never signed a lease?


“Your landlord would only be able to force you to get renters insurance if it’s a requirement on a signed lease. A signed lease is a contract that both parties have to abide by, but without one, there is no legal requirement that would force you to obtain renters insurance while you’re living there. “
Alexah Grinnell
Answered on Apr 13, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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