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Can my landlord force me to buy renters insurance if I never signed a lease?

"I live in a small apartment above a store. I never signed a lease agreement; my landlord and I just made a verbal agreement that I would pay rent on the first day of each month. Now my landlord is demanding that I buy renters insurance. Can she make this demand if I never signed a lease?

"

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Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your landlord would only be able to force you to get renters insurance if it’s a requirement on a signed lease. A signed lease is a contract that both parties have to abide by, but without one, there is no legal requirement that would force you to obtain renters insurance while you’re living there. “
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