claim will depend on your car insurance carrier and driving history.
Some carriers rate PIP claims higher and also refuse coverage if someone has submitted too many PIP claims in the past.
Since PIP pays out regardless of fault, your rate often depends on the accident attached to it. If you’re not at fault, your rate likely won’t increase as much as an at fault accident. However it does depend on how your carrier determines rates.
You should not let your fear of a rate increase deter you from submitting a personal injury
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.