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Can my insurance company cancel my policy because I bought a trampoline?

I bought a trampoline for the backyard, as my 12-year-old daughter is a gymnast and loves to jump around. Could my home insurance company cancel my policy because I bought a trampoline?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes, your insurer may cancel your policy if a trampoline isn’t in their underwriting guidelines or they don’t want to extend insurance to those who own trampolines.
You should get plenty of advance notice if they cancel your policy, but keep in mind that an insurance company finding out you have a trampoline is also highly unlikely.
However, it’s better to be honest with them. If you’re concerned about it, call your insurance or look up your policy exclusions. Your terms and conditions should list any exclusions or reasons why your policy may be cancelled.
If they cancel your insurance, you should shop around just like you would with
car insurance
to find the best rate possible. Again, be sure to notify your new company that you have a trampoline before signing the agreement.
If you want help finding home insurance coverage but worry about the price, use
Jerry
. Jerry gathers quotes from the 50 top insurance companies and delivers the best deals to your phone in minutes.”
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