Can my car get repossessed without a lien on it?
Something kind of scary happened to me yesterday that really freaked me out. A repo man came to my front door and said he had to take my car. I told him he had the wrong person, and he eventually left, but now I’m wondering if there’s a chance that my car can get repossessed even if there’s not a lien on it. Can it?
- If the previous lender makes a mistake and doesn’t update their records after a loan is paid, they may wrongly attempt to repossess the car.
- If the seller washed the title and illegally left out the lien information in the sale, the vehicle could be repossessed by the lender.