Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Can my brother use his uninsured motorist property damage for medical bills after a not-at-fault accident?

My brother's uninsured motorist bodily injury limit is $25,000. He has $30,000 in medical bills. He also has uninsured motorist property damage coverage of $25,000. His car has $15,000 worth of damages. Can he use the property damage coverage for the rest of his medical bills?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, with
car insurance
, there isn’t much flexibility when it comes to coverage. Bodily injury can only be used for medical expenses and property damage can only be used to repair vehicles.
Since your brother’s uninsured motorist bodily injury coverage maxes out at $25,000, that’s all that his insurance company will pay for. They won’t allow him to take any unused property damage coverage and apply it towards his medical bills.
If he wanted to try to recover more money for his medical bills, he’d most likely need to consult a lawyer about pursuing the uninsured driver for any additional pain, suffering, or medical costs. “
Car Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Uninsured Motorist Coverage in Maryland: Do You Need It?

Maryland law requires uninsured/underinsured motorist bodily injury liability insurance that covers at least $30,000 in damages per person injured.
avatar
Jacqulyn Graber
card cover

Uninsured Motorist Coverage in Virginia: Do You Need It?

Virginia requires some uninsured/underinsured motorist coverage if you choose to buy insurance, but is it enough to protect you after an accident?
avatar
Cassandra Hamilton
card cover

Can I Use Health Insurance to Cover Car Accident Injuries?

Does health insurance cover car accident injuries? You bet—but you’ll have to pay a deductible. Using personal injury protection or MedPay might be preferable.
avatar
Jason Tushinski

Read Advice From Car Experts At Jerry

card cover

What’s Distracted Driving? (And Why You Should Care)

If you take your attention off the road (or your hands off the wheel) while you’re driving, you’re contributing to the serious problem of distracted driving.
avatar
Jasmine Kanter
card cover

The 7 Best Minneapolis Radio Stations

From public radio and talk radio to an all-sports station, along with rock and new country music stations, here are Minneapolis’ best radio stations.
avatar
Jason Tushinski
card cover

The 7 Best Radio Stations in Pittsburgh

Everything from sports talk to alternative rock is available on the radio in Pittsburgh, and this list covers the best stations to listen to while you’re driving.
avatar
Mary Alice Morris

What Others Are Asking

Where is the OBD port location in a 2008 Honda Civic?
I’m trying to run a diagnostic on my 2008 Honda Civic, but, try as I might, I can’t seem to locate the OBD port. Where is this pesky port located?
avatar
Melanie Johnson
How do you open a Jeep’s gas tank if the button is stuck?
My Jeep Grand Cherokee’s fuel filler door release button has stopped working and I can’t figure out how to get the fuel door open to refuel—how do you open a Jeep’s gas tank if the button is stuck?
avatar
Andrew Biro
How do you open a Mazda Tribute gas tank?
My boyfriend let me borrow his car but I’m too embarrassed to ask how to fill up the tank. Where is the gas lever for a Mazda Tribute?
avatar
Liz Jenson
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all