Can my boyfriend be on my car insurance in Massachusetts if we live together but are unmarried?

Is it possible for my boyfriend and I to be on the same policy if we live together but drive separate cars? We're trying to simplify our lives and cut costs and it would be great if I could add my boyfriend to my insurance.

Answer
“Yes, it’s possible to add other household members to your car insurance policy.
In most cases, an insurer prefers this because you live in the same residence, regardless of whether you have one or two vehicles.
Some insurance providers may offer discounts to multi-driver and multi-car households, so it’s worthwhile to explore this option.
Providers may ask that you add each other as drivers for both vehicles, since it’s assumed that if you live together you may at some point be driving both.
Keep in mind that if you share a policy, both your actions as drivers will affect your joint policy rates. You’ll also have to ensure you have the Massachusetts state minimum car insurance so that you’re both driving legally.”
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Sophie Newman
Answered on Jul 21, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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