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Can moving violations impact your car insurance rates?

I got a ticket for running a red light and improper passing. Will this affect my insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your
car insurance
 rate could increase if you get a ticket for a moving violation such as you described. Due to the ticket, insurers deem you a riskier driver and adjust their rates higher to correspond to the increased risk.
If the tickets occurred during your current policy period, you won’t see an increase in your rate right now. When your renewal notice comes, you may see an increase in your rate.
Every car insurance carrier is different. Depending on how your insurance carrier rates policies, you could see a small or large increase. If your rate does increase, you can always shop
car insurance quotes online
. By looking at several carriers, you may be able to find a lower rate, even after you receive a ticket.”
MORE:
What Is a Citation? (Citation vs Ticket)
Car InsuranceMoving Violations
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