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Can I use my wife's income to get a car loan?

I'm currently unemployed, but I need to get a car for the jobs I'm looking at. Can I use my wife's income to get a car loan?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your job loss! I’m happy to say, though, if you want to get a
car loan
, your wife’s income can definitely help you get approved.
If you want to get a car loan but you’re unemployed, most banks won’t approve you. But if your wife has a steady job and good credit, you may be eligible for a car loan if she cosigns or acts as a co-borrower.
Keep in mind that you’ll also need full coverage car insurance per the stipulations of your loan. The easiest way to get the best deal on the coverage you need is through the
Jerry
app—we’ll get you personalized quotes from top-of-the-line providers, so that all you have to do is pick the policy that works best for your needs!
Best of luck with the loan, and with the job hunt!
MORE: How to get a cosigner for a bad credit car loan
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