Can I use a PO box when applying for car insurance?

Instead of giving my home address, I was wondering if I can get a PO box in a nearby county where insurance rates are usually cheaper.

When you apply for car insurance, a PO box isn’t going to cut it. You have to provide a physical address where you live because insurance companies use your zip code to determine your premium.
Stats concerning factors like litigation, accidents, vandalism, and theft in your zip code can affect your rate. Your physical address may also be required to determine the length of your daily commute to work.
You can use a PO box as your mailing address for billing purposes, but that’s it.
Carol Chung
Answered on Apr 12, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free