Can I switch my car insurance to a new vehicle without a lapse in policy?

I recently traded in my vehicle to a dealership and got a new ride. But I totally forgot to switch the policy until days later. Can I switch my car insurance to the new vehicle or will it cause a lapse in coverage?

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have a reputable car insurance provider, switching coverage from one car to another shouldn’t be an issue, even if you forgot. Just call your car insurance company, tell them what’s going on, and they’ll usually be able to make the change almost instantaneously.
In the off-chance that your auto insurance provider is hassling you about it, you might want to think about changing providers. You never let the insurance lapse, you were honest, and you didn’t miss a payment. If they’re telling you that the rate is going to go up a ton, try a different insurance company.
You can shop with the free
app to find rates from a company you can trust. A licensed broker, Jerry does all the hard work of buying car insurance. It will even cancel your old policy for you. “
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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