Can I submit a claim under my new insurance for something that happened while I was uninsured?

I got into a car accident after my insurance policy was canceled for non-payment. Can I get new insurance and wait a few months to submit a claim as if the accident just happened?

“Providing your insurance company with false information is considered fraud. Since you were uninsured when the accident happened, it is illegal to tell your new insurance company that the accident occured while you were covered.
While it’s upsetting to have to pay for damages out of pocket, the consequences of deceiving your insurance company can be much worse.
It’s extremely important to maintain car insurance at all times. Driving uninsured means you have no protection should an accident happen. “
Emily Maracle
Answered on Apr 21, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies