Can I speak to an insurance agent to get a cheaper rate?

"I got a car insurance quote online from Progressive and I thought it would be a lot cheaper.

If I call to speak with an agent, could I get a lower rate?"

Answer
“Requesting car insurance quotes online is usually a fairly accurate way to determine your car insurance rates. However, there is no harm in calling the company to speak with an agent.
An agent can help determine if you’re eligible for any additional discounts or programs. They can also help tailor your coverages to what you need.
If you’re still unhappy with the rate that the company offers, you can shop around. Car insurance carriers rate policies differently and there are a variety of factors that go into determining that rate.
Although Progressive may not be an affordable option for you, it’s possible another carrier is.
You should continue to look at car insurance quotes online. If you find a more affordable rate, you can reach out to the company to confirm.”
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Emily Maracle
Answered on Jul 26, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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