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Can I speak to an insurance agent to get a cheaper rate?

"I got a car insurance quote online from Progressive and I thought it would be a lot cheaper.

If I call to speak with an agent, could I get a lower rate?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Requesting
car insurance quotes online
 is usually a fairly accurate way to determine your car insurance rates. However, there is no harm in calling the company to speak with an agent.
An agent can help determine if you’re eligible for any additional discounts or programs. They can also help tailor your coverages to what you need.
If you’re still unhappy with the rate that the company offers, you can shop around. Car insurance carriers rate policies differently and there are a variety of factors that go into determining that rate.
Although
Progressive
 may not be an affordable option for you, it’s possible another carrier is.
You should continue to look at car insurance quotes online. If you find a more affordable rate, you can reach out to the company to confirm.”
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