Can I sell my car with a title loan?

I’m moving from Delaware to California soon for a new job. I already have a car waiting for me at a dealership close to my new apartment when I arrive. Before I leave, I want to sell my old car, but I took out a title loan on the vehicle to help cover moving costs. Can I still sell the car even though it has a title loan?

Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the new job! That sounds like a big move, and I’m sure you’re excited.
You can sell your car with a title loan but having a
on the title makes the process more complicated.
When you accepted the loan, the lender put a lien on the vehicle’s title, which prevented it from being transferred. To sell the car and transfer the title, you should do one of the following:
  • Pay off the remainder of the loan, and the lien will be lifted, allowing you to transfer the title.
  • Ask the lender if the loan can be transferred to the buyer and follow their instructions.
  • If you need the sale to pay off the loan, ask the buyer if they can wait for the title to be transferred until after the loan is paid.
Once the loan has been paid or transferred to the buyer, you can finish
selling the car
and officially
transfer the title
to the new owner.
You’re also going to need
car insurance
for the new car waiting for you! To easily compare quotes from up to 50 top insurance companies, like Travelers, Nationwide, and Progressive, download
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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