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"Can I say I make more than I do to get a car loan? "

"I have good credit, a good paying job, and no debt. I think that I should be able to qualify for a car loan to buy the car that I want, but I also think it may help if I made just a little bit more money. Is it ok to embellish a little on a loan application?"

avatar
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“This is not a good idea. You have a better chance of getting a loan by telling the truth and even if you didn’t then it’s still a bad idea. The lender will catch the lie and then you will be denied the loan.
Lying on a loan application is considered fraud, which can result in criminal prosecution.
If you’re worried about approval on the loan, you still have options. You can buy a used car or consider
leasing vs. buying
.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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