Can I request that my insurance company mark my car a total loss?
I got into an accident and the cost of repairs is going to be $4,000. I have a $500 deductible, so my insurance will pay $3500. My car is worth about $7,000 and I still owe $6,000 on my loan. Can I ask my insurance to mark my car a total loss, or should I just repair and sell my car?