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Can I refinance my Ford F-150 auto loan after only a few months?
"I have a Ford F-150 with a $13,000 balance on the loan at 9.24% interest.
I got this loan about three months ago, but my credit has increased after paying off other debt.
Can I refinance this loan, or do I have to wait?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unless the original loan contract stipulates a certain amount of time you must wait before refinancing, you can refinance your auto loan whenever you want.
However, you need to make sure that the original loan doesn’t have any penalties for paying off the loan early.
With your current loan at 9% interest, you can probably find something better if you shop around. Don’t forget to check out credit unions, as they can often offer the best rates.”
View full answer
- Gregory R.
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