Can I refinance my car loan without a copy of the original loan contract?

I've looked everywhere for my contract, but I can't find it. Can I go ahead with refinancing without it?

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Johnny Puckett
Answered on Apr 07, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
“No, you will need a copy of your original loan contract to verify that there are no prepayment penalties for refinancing. If you do not have one, your original lender should be able to provide you with another copy. “
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