Can I refinance my car loan without a copy of the original loan contract?

Answered by Car Loans Expert Johnny on April 7, 2021

I've looked everywhere for my contract, but I can't find it. Can I go ahead with refinancing without it?

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Car Loans Expert

“No, you will need a copy of your original loan contract to verify that there are no prepayment penalties for refinancing. If you do not have one, your original lender should be able to provide you with another copy. “

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