Can I put my new car on my parents' car insurance policy if I don't live with them?
I'm a grad student going to school out of state. Before I leave, I'm going to buy a car and garage it at my parents' house so I can build credit and have a car for when I return home. Can I put the car on my parents' car insurance policy?
“If you aren’t living with them and the car title is in your name, chances are you’ll have to get your own car insurance.
But if you want to save money and you trust your parents, there is a way around this. When you buy the car, title it in both your name and a parent’s name. With a parent’s name on the title, you can insure it under their policy.
That’s probably the best way to reduce costs and have your car waiting for you.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
I'm buying a car soon from a dealership and I want to know: When do I purchase car insurance?
I'm going to be buying my first car pretty soon. Do I buy insurance for the car before I offiically buy or after?
Mar 12, 2021
Can I buy or lease a car under my own name if I'm on my parents' auto insurance policy?
I'm on my dad's plan for auto insurance. But I need to get my own car pretty soon. Can I still do that if I'm on his policy, or do I need to get my own plan?
Feb 22, 2021
Can I cancel a newly purchased car insurance policy and get a refund?
I just got car insurance, but after talking to my parents, I realized it's probably not the policy I want. But I already paid for six months. Would I get a refund if I canceled it? I only bought it nine days ago!
Feb 24, 2021