Can I put my new car on my parents' car insurance policy if I don't live with them?

I'm a grad student going to school out of state. Before I leave, I'm going to buy a car and garage it at my parents' house so I can build credit and have a car for when I return home. Can I put the car on my parents' car insurance policy?

“If you aren’t living with them and the car title is in your name, chances are you’ll have to get your own car insurance.
But if you want to save money and you trust your parents, there is a way around this. When you buy the car, title it in both your name and a parent’s name. With a parent’s name on the title, you can insure it under their policy.
That’s probably the best way to reduce costs and have your car waiting for you.”
Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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