Can I put a car loan in my name and register it in my spouse's name?

I want to buy a car for my spouse as a gift, but I need a small loan to do so. However, I want it to be her car so I want her name to be on the title. Am I allowed to do this?

Generally speaking, this will not be an option. When you get a car loan, the lender wants to see your name on the title and registration.
But what you can do is put both your name and your spouse’s name on the title. If you decide to do this, you shouldn’t have any problems getting the loan, nor will your spouse be responsible for the payments on the loan.
Don’t forget to get car insurance before you buy the car. It’s required by lenders and dealerships alike. You can get insured fast with the Jerry app.
Eric Schad
Answered on Nov 29, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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