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Can I pay my monthly car loan bill with a Chase credit card?

I want to start paying my monthly car loan with my Chase credit card because I can get a $500 bonus if I spend $1,500 in the first three months. Can I do this?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether or not you can use a Chase credit card to pay your monthly
car loan
bill is entirely dependent on your lender.
Some lenders will accept credit card payments without issue. Others charge hefty processing fees. And some won’t accept credit cards at all.
However, if your lender is unwilling to accept credit cards, there is a hack to get around it. If your Chase credit card has 0% interest and zero fees for a balance transfer, you may be able to transfer your car loan balance to the credit card. You would just need to make sure to pay off the balance of the loan before the 0% term ends.
If you just need to spend the $1,500, a cash advance might be the best option. If the Chase card charges no fees or low fees for a cash advance, you can get the $1,500 and use it to pay your car loan, effectively getting the credit card bonus while also paying your car loan.
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