Can I pay less for car insurance if I'm on Social Security in Alabama?

I'm on Social Security and getting by on a small budget. Is there any way I can pay less for car insurance in Alabama as a result?

Answer provided by
Carol Chung
Answered on Apr 19, 2021
“I’m afraid the answer to this question is no. While there are some state programs that help low-income earners access car insurance, no such program currently exists in Alabama.
If you want to pay less for car insurance, here are some suggestions:
  • Reduce your coverage, especially if you drive an older car that might not require collision and comprehensive coverage.
  • Raise your deductible. Premiums and deductibles have an inverse relationship, so if one goes up, the other usually goes down.
  • Contact your insurance company to make sure you qualify for all their available discounts.
  • Shop around for better rates. You can get started with Jerry, a free app that collects quotes from up to 45 top insurance companies in seconds!”

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