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Can I negotiate my car insurance cost?
I’ve been with the same car insurance company for almost 10 years and, after getting in an accident recently, my monthly payments went up nearly 50%. Besides this accident, my driving record is virtually spotless and I feel like this increase isn’t justified. Can I negotiate the cost of my insurance?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, you cannot negotiate the price of your
car insurance
. Each state heavily regulates the car insurance industry. For a car insurance company to offer rates outside of their range, they would need approval from the state. However, there are ways to save money!
The best way to save money on your car insurance is by shopping around and getting quotes from many car insurance companies. If you want to compare
car insurance quotes online
, go to Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes for free, helps you switch plans, and will even help you cancel your old policy. The average Jerry driver saves $879 a year on car insurance!If you would like to remain with your current company, inquire about the following discounts in order to save money on your policy:
Seeing an increase in your policy after an accident is never a good feeling. I hope you can find a better policy soon!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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