Can I negotiate a rate with the car insurance company?

I've been shopping around for car insurance, but all the prices seem outrageously expensive. I don't want to pay money that I don't need to, so is there any way to negotiate with a car insurance company on rates?

“We’re all looking for ways to save money, so this is a great question.
Since the car insurance industry is heavily regulated by each state, you cannot negotiate rates with a car insurance company.
However, there are ways to get a better rate. Establishing a clean driving record will certainly help lower your rate. In addition, you can search for discounts, such as a:
If you want to make sure you’re getting the best rate possible for the coverage you need, try using the Jerry app. We’ll get you quotes from numerous insurers so you can choose the rate that works best for you—and once you decide on a new plan or provider, we’ll even help you switch!
Good luck in your search for insurance, and may all your rates be low.”
Eric Schad
Answered on Sep 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store