PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I make a claim on my new Cadillac XT6 if it isn't added to my current policy?
The dealership said they would provide insurance for the first 10 days. A rock ended up cracking my windshield. I'm already insured with AAA and was going to wait to add my vehicle to my policy until the dealership's insurance ran out. Can I just add the car to my policy and submit a claim?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You’ll first want to contact the dealership to determine what types of coverage they are providing. If they only provide
liability insurance
, their coverage wouldn’t apply in this situation. You should also reach out to
AAA
. Most companies extend current coverage to new vehicles for a specific amount of time. Since you just purchased the vehicle, it should qualify. However, in order to submit a claim, you will need to have
comprehensive coverage
on the vehicle. If you don’t, they most likely won’t cover the damage.Adding coverage after damage has occurred and submitting a claim is considered fraud. You can face serious fines or jail time if the insurance company discovers that the damage happened prior to you buying the necessary coverage.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
