“You’ll first want to contact the dealership to determine what types of coverage they are providing. If they only provide liability insurance
, their coverage wouldn’t apply in this situation.
You should also reach out to AAA
. Most companies extend current coverage to new vehicles for a specific amount of time. Since you just purchased the vehicle, it should qualify.
However, in order to submit a claim, you will need to have comprehensive coverage
on the vehicle. If you don’t, they most likely won’t cover the damage.
Adding coverage after damage has occurred and submitting a claim is considered fraud. You can face serious fines or jail time if the insurance company discovers that the damage happened prior to you buying the necessary coverage.