Can I make a claim on my car insurance six months after the damage was done?

"Six months ago, I got into a minor car crash. There were a few dents and scratches on my car's hood. I've also noticed rust on the deeper scratch marks. Can I file a claim?"

“You’ll have to check with your insurance provider. They probably have a time limit for making claims after an accident, which is set by each state. The time limit can also vary for different types of claims.
Car insurance companies like you to submit claims and accident reports as soon as possible, usually within 30 days of the incident.
Since you’ve waited so long, your insurance company may view your claim with some suspicion. If, after conducting a thorough investigation, they have reasons to doubt your claim, they can deny you coverage.”
Emily Richey
Answered on Jul 23, 2021

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