Can I make a claim despite losing proof of home ownership?
"A tornado took my house and I lost all the paperwork listing my ownership of the property. Can I make a claim on my home insurance policy without this paperwork?"
“That’s an incredibly challenging situation, but I am glad you are ok! The short answer is, yes, you can prove ownership.
Typically, there will be other ways to prove that you own the home. The city will have documentation or you can use tax records to prove that you own the home.
When you’re filing a claim that is a total loss, it isn’t uncommon for the insurer to ask for proof of insurance that you own the home. You may have to work with several institutions, like the city or the bank, in addition to your insurance company, for proof of insurance.
As you recover from this loss, it’s good to plan ahead for future peace of mind. There are safeguards to losing important paperwork. You can store documents in a safe location like a bank, on a hard drive, or on a secure cloud-based storage solution. Jerry offers visual storage of your important documents, like driver’s licenses, registrations, titles, and proof of ownership.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What are my options if I have a child away at college and want to save money on car insurance?
My child is in college across the county and will only be home for the holidays. We will sell her car, but the insurance agent said that I could only exclude her from my policy or keep her as a full-time driver. Is there an option where she can drive my cars when she comes to town occasionally?
Apr 29, 2021
How do speeding tickets affect car insurance?
Okay, I got a speeding ticket, which is really annoying. On top of everything else, is my premium for auto insurance going to rise?
Aug 06, 2021
What happens if you don't purchase car insurance in Pennsylvania?
My mother refuses to purchase car insurance for her Lincoln even though it's registered with the state. What are the consequences of getting caught driving without insurance?
Aug 03, 2021