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Can I make a claim despite losing proof of home ownership?

"A tornado took my house and I lost all the paperwork listing my ownership of the property. Can I make a claim on my home insurance policy without this paperwork?"

avatar
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“That’s an incredibly challenging situation, but I am glad you are ok! The short answer is, yes, you can prove ownership.
Typically, there will be other ways to prove that you own the home. The city will have documentation or you can use tax records to prove that you own the home.
When you’re filing a claim that is a total loss, it isn’t uncommon for the insurer to ask for
proof of insurance
that you own the home. You may have to work with several institutions, like the city or the bank, in addition to your insurance company, for proof of insurance.
As you recover from this loss, it’s good to plan ahead for future peace of mind. There are safeguards to losing important paperwork. You can store documents in a safe location like a bank, on a hard drive, or on a secure cloud-based storage solution.
Jerry
offers visual storage of your important documents, like driver’s licenses, registrations, titles, and proof of ownership.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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