Can I make a claim despite losing proof of home ownership?

"A tornado took my house and I lost all the paperwork listing my ownership of the property. Can I make a claim on my home insurance policy without this paperwork?"

Answer
“That’s an incredibly challenging situation, but I am glad you are ok! The short answer is, yes, you can prove ownership.
Typically, there will be other ways to prove that you own the home. The city will have documentation or you can use tax records to prove that you own the home.
When you’re filing a claim that is a total loss, it isn’t uncommon for the insurer to ask for proof of insurance that you own the home. You may have to work with several institutions, like the city or the bank, in addition to your insurance company, for proof of insurance.
As you recover from this loss, it’s good to plan ahead for future peace of mind. There are safeguards to losing important paperwork. You can store documents in a safe location like a bank, on a hard drive, or on a secure cloud-based storage solution. Jerry offers visual storage of your important documents, like driver’s licenses, registrations, titles, and proof of ownership.”
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Savannah Grabek
Answered on Aug 06, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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