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Can I lower my car insurance coverage on a 2018 Honda Civic in Wyoming?
"I'm a 27-year-old woman with a clean driving record. I drive a 2018 Honda Civic.
I carry bodily injury limits of $25,000/$50,000 and a property damage limit of $20,000. I also have full coverage. Is there any way to lower this to reduce my cost?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You are currently carrying the
state minimum car insurance
required in Wyoming. You wouldn’t be able to reduce your bodily injury or property damage limits any further.You do have the option of raising your
comprehensive insurance
and collision car insurance
deductible to lower your rate, or you can drop these coverages altogether. Just make sure that you can either afford to pay a higher deductible out of pocket or replace your vehicle if it’s totaled.Since you’re fairly limited in what you can do currently, it may be worth looking at other carriers. You may be able to find more
affordable car insurance
than what you’re currently paying. A clean driving record may also qualify you for good driving discounts with other carriers.
“View full answer
- Gregory R.
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