Can I lower my car insurance coverage on a 2018 Honda Civic in Wyoming?
"I'm a 27-year-old woman with a clean driving record. I drive a 2018 Honda Civic.
I carry bodily injury limits of $25,000/$50,000 and a property damage limit of $20,000. I also have full coverage. Is there any way to lower this to reduce my cost?"
“You are currently carrying the state minimum car insurance required in Wyoming. You wouldn’t be able to reduce your bodily injury or property damage limits any further.
You do have the option of raising your comprehensive insurance and collision car insurance deductible to lower your rate, or you can drop these coverages altogether. Just make sure that you can either afford to pay a higher deductible out of pocket or replace your vehicle if it’s totaled.
Since you’re fairly limited in what you can do currently, it may be worth looking at other carriers. You may be able to find more affordable car insurance than what you’re currently paying. A clean driving record may also qualify you for good driving discounts with other carriers. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Read advice from car experts at Jerry
Browse by topics
What others are asking
Can a car dealership keep running your credit report if they couldn't find financing while you were on the premises?
Is it true that lenders can keep running your credit after you leave? I've heard that car dealerships will continue giving out your information until they find a car loan that gets approved.
Jul 03, 2021
Should I pay off my student loans first or my 4% car loan?
"I have $50,000 in student loans and a 4% car loan on a balance of $20,000. Should I pay off my car loan first, or should I put that money toward my student loan principal?"
Jun 09, 2021
Is my 30/60/25 liability policy with 30/60/25 uninsured motorist coverage enough?
I was looking to increase the coverage on my policy if necessary. I currently have 30/60/25 liability, plus the same coverage for uninsured motorist. Is this enough coverage?
Apr 22, 2021