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Can I look up someone’s insurance policy?
How do I trace a car insurance policy? I live in California and recently got into a hit-and-run car accident where the other driver was at fault. He refused to show me proof of insurance or his insurance card and fled. I want to find out if he has insurance so I can receive compensation.
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you could not obtain proof of insurance from the other driver at the scene of an accident, don’t worry, you have options. You can look up someone else’s insurance in a few different ways.
- Ask the police for help. If you have the other driver’s license plate number and/or a description of the other driver’s vehicle, the police should be able to obtain insurance information on your behalf. They will add this information to the police report, which you will usually receive in the mail within 14 days.
- Visit the Department of Motor Vehicles (DMV). If you have a legitimate reason—like being the victim of a hit-and-run accident—your local DMV may provide you with the other driver’s insurance information.
- Check with your insurance company. Contact your agent about filing a claim. Your insurer will be invested in finding the driver since that person is responsible for the repair bill. They also have access to resources you do not and can do the hard work for you.
If you identified the other party and accessed their insurance info on your own, pass it along to your insurance provider. They will contact the at-fault driver’s insurance company for you.
View full answer
- Gregory R.
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