Can I have a non-owners policy on a car that isn't registered to me?

I have been using my brother's car for a while and he is finally giving it to me. He owes taxes on it, and I can't change the registration to my name until they are paid. Can I get an non owners policy for this car while I wait for him to make the payment?

“While a standard insurance policy follows the vehicle, a non owners car insurance policy only follows the driver. Also, a non owners policy doesn’t apply to a car that you regularly have access to. It is meant for occasional driving.
If your brother owes taxes on the car, are the registration and insurance valid? If not, you will not want to drive the vehicle until they are.
Once you are ready to get register the car in your name, check out the Jerry app to get cheap car insurance. Jerry can get quotes with over 40 carriers in just minutes! “
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free