Can I have a non-owners policy on a car that isn't registered to me?

I have been using my brother's car for a while and he is finally giving it to me. He owes taxes on it, and I can't change the registration to my name until they are paid. Can I get an non owners policy for this car while I wait for him to make the payment?

Answer
“While a standard insurance policy follows the vehicle, a non owners car insurance policy only follows the driver. Also, a non owners policy doesn’t apply to a car that you regularly have access to. It is meant for occasional driving.
If your brother owes taxes on the car, are the registration and insurance valid? If not, you will not want to drive the vehicle until they are.
Once you are ready to get register the car in your name, check out the Jerry app to get cheap car insurance. Jerry can get quotes with over 40 carriers in just minutes! “
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Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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