Can I get renters insurance if I'm not actually paying rent?

"My husband and I live in a house owned by my grandfather. We don't pay rent, but we do pay for utilities. We have a lot of belongings, so we want to get renters insurance for peace of mind. Since we don't pay rent, do we qualify for renters insurance?

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Answer provided by
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Alexah Grinnell
Answered on Apr 07, 2021
“You don’t necessarily have to pay rent in order to qualify for renters insurance; as long as you do not own the property that you live in, you are considered a renter. So even if you are living in a grandparent’s house, you can obtain renters insurance to make sure all of your personal belongings will be covered in case anything happens. “
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