Can I get renters insurance if I'm not actually paying rent?

"My husband and I live in a house owned by my grandfather. We don't pay rent, but we do pay for utilities. We have a lot of belongings, so we want to get renters insurance for peace of mind. Since we don't pay rent, do we qualify for renters insurance?

"

Answer
“You don’t necessarily have to pay rent in order to qualify for renters insurance; as long as you do not own the property that you live in, you are considered a renter. So even if you are living in a grandparent’s house, you can obtain renters insurance to make sure all of your personal belongings will be covered in case anything happens. “
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Alexah Grinnell
Answered on Apr 07, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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