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Can I get low-income auto insurance in Michigan?

My freelance work has dried up, and my car insurance bill is unaffordable right now. Does my state offer an auto insurance program for people with low income?

avatar
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, the answer is no. There’s no special
car insurance
program for low-income earners in
Michigan
To lower your car insurance premium, your best bet is to
shop around
as much as you can.
Get multiple quotes
and look for providers that offer
car insurance discounts
for things like:
  • Low-mileage 
  • Bundling policies
  • Paying in full
Also, if your car is more than 10 model years old, you may want to consider dropping collision and comprehensive coverage to save money.
Pro tip: Get a quote for
pay-per-mile insurance
. If you don’t commute for a job or drive very little, you might be able to save on your monthly car insurance costs.
View full answer 
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