Can I get insurance for mechanical issues on a high-mileage Chevy Trax?

I'm eyeing a Chevy Trax with 200,000 miles that's been well maintained. My concern is that it's never had any mechanical issues, so it might be on the verge of a major breakdown. Can I get car insurance that covers engine, transmission, or other major repairs?

Answer provided by
Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Even comprehensive coverage or full coverage won’t cover mechanical issues unless the damage happens as the result of an accident or act of God.
You’re thinking of a third-party extended warranty. You can purchase one from a provider to fix mechanical issues from wear and tear. However, few of these companies, if any, will provide coverage to a car with 200,000 miles.
The best (and cheapest) idea here is to keep a strict maintenance schedule and drive the Trax until it’s ready for the junkyard. With any luck, you can get another 50,000 or more miles out of it.

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