PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I get in trouble for letting my friend use my address for his insurance policy?
Can I get in trouble for letting my friend use my address for his insurance? My friend Dave is trying to buy an insurance policy, but he said the price was too high because of his zip code. He put in my address and it ended up saving him over $500. I want to help him out, but it does feel a little sketchy.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You can get in trouble—indirectly—for allowing your friend to lie and use your address. Using a false address for car insurance is a form of insurance fraud.
It’s really nice that you want to help your friend, but this
car insurance
plan can backfire on both of you.Here’s how the lie could affect your friend:
- Dave knowingly tells a lie, committing material misrepresentation.
- The insurance carrier finds out.
- Either he is given a chance to correct the address or his policy is canceled.
Here’s how the lie could affect you:
- Your carrier notices that someone else (Dave) appears to share your address.
- The company requires Dave to be listed as a potential driver on your policy.
- To remove him, you must prove that Dave doesn’t live with you by sending a copy of his current insurance policy.
Most carriers use public records to verify addresses and see if any other potential drivers are in the household. This could create a sticky situation for both of you.
Instead of misrepresenting his address, suggest to Dave that he look for
car insurance discounts
to lower his premium.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
