Can I get car insurance if I don't have a permanent address?

I often live in my car. Can I get in trouble for using my sister's address as my home address on my policy?

Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance
carriers need to know your mailing address and the location where you garage your vehicle. If you receive your mail at your sister’s home and park your vehicle there, insurance carriers would not have an issue with you providing your sister’s address.
However, car insurance is often rated based on where you live. If you’re claiming to garage your vehicle somewhere and it’s actually not at that location, that is considered to be providing false information. Carriers would have a right to cancel your policy based on this. It could also impact your coverage if you file any claims or get into an accident.
You can reach out to insurance carriers to find out what their policies are. Some may have specific policies that cover those who often live in their car or follow a nomadic lifestyle. While it may not be the most affordable option, it would ensure that your vehicle is properly covered. “
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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