Can I get car insurance if I don't have a permanent address?
I often live in my car. Can I get in trouble for using my sister's address as my home address on my policy?
“Car insurance carriers need to know your mailing address and the location where you garage your vehicle. If you receive your mail at your sister’s home and park your vehicle there, insurance carriers would not have an issue with you providing your sister’s address.
However, car insurance is often rated based on where you live. If you’re claiming to garage your vehicle somewhere and it’s actually not at that location, that is considered to be providing false information. Carriers would have a right to cancel your policy based on this. It could also impact your coverage if you file any claims or get into an accident.
You can reach out to insurance carriers to find out what their policies are. Some may have specific policies that cover those who often live in their car or follow a nomadic lifestyle. While it may not be the most affordable option, it would ensure that your vehicle is properly covered. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Can I legally drive my girlfriend's car during my driving test?
I'm planning to take my driving test at the DMV soon. I want to use my girlfriend's car, which is covered by her mom's insurance policy. Can I legally drive this car during my test?
Feb 19, 2021
How can my boyfriend and I save money on car insurance now that we work from home?
"My boyfriend and I work from home now. Both of our cars are insured on the same policy. Is there a way that we can save money on our insurance? Our cars are parked in our garage and we typically only use one vehicle for errands. "
May 14, 2021
Will my home insurance be renewed through escrow, even though my home is going through foreclosure?
"My home is going into foreclosure soon. My homeowners insurance, which is escrowed, is due to be renewed in less than two weeks. Will my insurance provider renew the policy? "
Apr 07, 2021