Can I get car insurance if I don't have a permanent address?

I often live in my car. Can I get in trouble for using my sister's address as my home address on my policy?

Car insurance carriers need to know your mailing address and the location where you garage your vehicle. If you receive your mail at your sister’s home and park your vehicle there, insurance carriers would not have an issue with you providing your sister’s address.
However, car insurance is often rated based on where you live. If you’re claiming to garage your vehicle somewhere and it’s actually not at that location, that is considered to be providing false information. Carriers would have a right to cancel your policy based on this. It could also impact your coverage if you file any claims or get into an accident.
You can reach out to insurance carriers to find out what their policies are. Some may have specific policies that cover those who often live in their car or follow a nomadic lifestyle. While it may not be the most affordable option, it would ensure that your vehicle is properly covered. “
Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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